Insurance is still the focus of discussion and debate in many forums, some companies resort to the school that are considered by many to be the most open and flexible economy in the knowledge of economic issues of legitimacy, and the school, which considers many other companies to be more stringent and order issues in the Islamic economy.
And to the organized body of the Islamic economy and finance the largest forum «UNSMIS» over the three days, where the focus of the conference on the legal side, which is still the most controversial in Saudi Arabia in terms of the sanctity of what is being done by insurance companies or not.
During the days of the Forum, embraced by the Saudi capital of Riyadh, there are several papers discussing the insurance cooperative, and behavior of firms in the amounts of the owners of insurance policies.
Also witnessed the first day of the forum has drawn sharp criticism for some of the cooperative insurance companies, where the thesis has emerged, Dr. Mesfer Dosari Professor of Economics at King Saud University, which was on the «UNSMIS between dreams and illusions of reality theory», paper and drew the attention of Dosari attendance, especially since the researcher was based on the opinions old of the senior scholars in Saudi Arabia.
In the opinion of Dosari that circumvent some of the insurance companies to evade the provision of compensation, and they employ a large number of lawyers to write contracts, and make it porous to help in the legal evasion of its obligations, noting that the goal of these companies is profit and nothing else. On the other hand, commented one participant in the forum, Dr. Ali Mohieddin Dagi Professor in the Faculty of Shariah at Qatar University and a member of legitimate bodies of many Islamic banks, that it must search for the facilitation of the people, not things forbidden, because the origin of the thing, but to be there on pieces of evidence proving prohibited. He added that Dr. Mohieddin Islamic insurance prevailing in the Muslim world is based on the principle of cooperation and the donation, but it differs from the simple and cooperative insurance, where the composite structure of the administrative and technical, as the Islamic insurance formed the technical and administrative structure on the basis of either the Agency without pay, or pay the agency.
The Forum meetings provide a variety of insurance papers, as presented by Dr. Abdel-Rahman, a member of the teaching authority of the Higher Institute of Judicial Administration at the University of Imam Muhammad bin Saud Islamic paper, which pointed out that a cooperative insurance where the application of Islamic law, and that the transactions in Islamic Sharia and the broad and can be found the solutions, pointing out that what distinguishes health insurance is to provide economic protection and to ensure a decent life for individuals who are covered by its provisions. As a member of Dr. Yusuf Shubaily faculty at the Higher Institute for the Elimination of the University of Imam Muhammad bin Saud Islamic paper, which was under the title «insurance through suspension», in which he can not reject an insurance cooperative that meets the interests of the people, no objection to including Nsogha controls in line with Islamic law, because many people spend huge amounts of money for treatment in civil hospitals, while health insurance to the needs of the people. On the other hand, concluded Dr. Mohammed Saadou Continental Professor of Islamic Economics at the University of Umm Al-Qura, in a study by the title «Evaluation of regulations and documentation of cooperative insurance in Saudi Arabia», that the control system and its cooperative insurance executive and the cooperative health insurance system and its implementing regulations, does not reflect what was supposed to insurance in Islamic thought, but the concept of insurance reflects the positive thinking in terms of having the possibility of netting and binding for both sides.
Among other things, it included the results of a study that the legitimacy of the Continental Dr. UNSMIS assumption does not necessarily mean that the legitimacy of applications and, more importantly, it does not mean the existence of control is legal in a number of insurance companies that the contracts of these companies and its legitimacy.
He also emphasized that Dr. Continental insurance systems and regulations the executive close to the commercial insurance to the insurance cooperative, and that there is a need to redraft the regulations, those regulations and then the formulation and documentation of insurance.
And a variety of papers presented at the Forum, where the judges, Dr. Moses Professor of Science in the Islamic world in Jordan, a paper entitled «Takaful insurance growth between the motives and the risk of stalemate», and another search under the title «obstacles to cooperative insurance industry in Saudi Arabia» Dr. Fahd al-Dean of the Faculty of Systems and Political Science, and other securities.
And to the organized body of the Islamic economy and finance the largest forum «UNSMIS» over the three days, where the focus of the conference on the legal side, which is still the most controversial in Saudi Arabia in terms of the sanctity of what is being done by insurance companies or not.
During the days of the Forum, embraced by the Saudi capital of Riyadh, there are several papers discussing the insurance cooperative, and behavior of firms in the amounts of the owners of insurance policies.
Also witnessed the first day of the forum has drawn sharp criticism for some of the cooperative insurance companies, where the thesis has emerged, Dr. Mesfer Dosari Professor of Economics at King Saud University, which was on the «UNSMIS between dreams and illusions of reality theory», paper and drew the attention of Dosari attendance, especially since the researcher was based on the opinions old of the senior scholars in Saudi Arabia.
In the opinion of Dosari that circumvent some of the insurance companies to evade the provision of compensation, and they employ a large number of lawyers to write contracts, and make it porous to help in the legal evasion of its obligations, noting that the goal of these companies is profit and nothing else. On the other hand, commented one participant in the forum, Dr. Ali Mohieddin Dagi Professor in the Faculty of Shariah at Qatar University and a member of legitimate bodies of many Islamic banks, that it must search for the facilitation of the people, not things forbidden, because the origin of the thing, but to be there on pieces of evidence proving prohibited. He added that Dr. Mohieddin Islamic insurance prevailing in the Muslim world is based on the principle of cooperation and the donation, but it differs from the simple and cooperative insurance, where the composite structure of the administrative and technical, as the Islamic insurance formed the technical and administrative structure on the basis of either the Agency without pay, or pay the agency.
The Forum meetings provide a variety of insurance papers, as presented by Dr. Abdel-Rahman, a member of the teaching authority of the Higher Institute of Judicial Administration at the University of Imam Muhammad bin Saud Islamic paper, which pointed out that a cooperative insurance where the application of Islamic law, and that the transactions in Islamic Sharia and the broad and can be found the solutions, pointing out that what distinguishes health insurance is to provide economic protection and to ensure a decent life for individuals who are covered by its provisions. As a member of Dr. Yusuf Shubaily faculty at the Higher Institute for the Elimination of the University of Imam Muhammad bin Saud Islamic paper, which was under the title «insurance through suspension», in which he can not reject an insurance cooperative that meets the interests of the people, no objection to including Nsogha controls in line with Islamic law, because many people spend huge amounts of money for treatment in civil hospitals, while health insurance to the needs of the people. On the other hand, concluded Dr. Mohammed Saadou Continental Professor of Islamic Economics at the University of Umm Al-Qura, in a study by the title «Evaluation of regulations and documentation of cooperative insurance in Saudi Arabia», that the control system and its cooperative insurance executive and the cooperative health insurance system and its implementing regulations, does not reflect what was supposed to insurance in Islamic thought, but the concept of insurance reflects the positive thinking in terms of having the possibility of netting and binding for both sides.
Among other things, it included the results of a study that the legitimacy of the Continental Dr. UNSMIS assumption does not necessarily mean that the legitimacy of applications and, more importantly, it does not mean the existence of control is legal in a number of insurance companies that the contracts of these companies and its legitimacy.
He also emphasized that Dr. Continental insurance systems and regulations the executive close to the commercial insurance to the insurance cooperative, and that there is a need to redraft the regulations, those regulations and then the formulation and documentation of insurance.
And a variety of papers presented at the Forum, where the judges, Dr. Moses Professor of Science in the Islamic world in Jordan, a paper entitled «Takaful insurance growth between the motives and the risk of stalemate», and another search under the title «obstacles to cooperative insurance industry in Saudi Arabia» Dr. Fahd al-Dean of the Faculty of Systems and Political Science, and other securities.
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