This kind of insurance protection insurance for a group of people with some specific link by virtue of a single document, often are either employees, the institution, members of the Club, Association, Association of debtors, or a business (or bank), and the benefits and coverage afforded under the insurance mass as follows:
* Life Insurance
* To provide permanent total disability resulting from disease (without incident)
* To provide permanent total disability resulting from accident
* To provide permanent partial disability due to accident
* To provide temporary total disability due to accident
* Life Insurance
* To provide permanent total disability resulting from disease (without incident)
* To provide permanent total disability resulting from accident
* To provide permanent partial disability due to accident
* To provide temporary total disability due to accident
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